Mortgage Calculator

The Mazzo Group at Summit Funding

JJ Mazzo
Branch Manager | Sr. Loan Officer
NMLS ID# 186548, CA BRE ID# 01350228, AZ MLO Lic# 0913442

Legal Disclaimer
AZ Lic# 0925837, Summit Funding, Inc. NMLS ID# 3199 | Branch NMLS ID# 1420160
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancelation at any time and without notice. Contact Summit Funding at 877.237.9694 to learn more about mortgage products and your eligibility. An Approved Equal Housing Lender.


Fixed Rate Mortgages

Fixed rate mortgages are mortgages where the interest rate stays the same for the entire term of the loan. The advantage to a fixed rate mortgage is that if you lock a relatively low rate, your payment won’t go up when rates do.

Adjustable Rate Mortgages

With an adjustable rate mortgage, the rate of the loan can change throughout the term of the loan. The rate of the loan is based on adding points to a fixed base.

Hybrid Loans

A hybrid loan combines a fixed period along with an adjustable component. Usually these loans are fixed for a period of time and then the loan becomes adjustable where it is dependent on current rates.

FHA Real Estate Home Loans

An FHA loan is a loan in the United States that is insured by the Federal Housing Administration.

VA Real Estate Home Loans

A VA loan is a loan in the United States guaranteed by the Veterans Administration. The loan may be issued by qualified lenders. The VA was designed to offer long-term financing to American Veterans or to their surviving spouses.